Saving
Saving is what keeps a bad month from turning into debt. Build an emergency fund first, then save toward named goals in an account that pays you interest.
Guides on saving
- How-to guideThe 52-week savings challenge (free printable)The 52-week savings challenge: save €1 in week one, €2 in week two and so on, for €1,378 in a year. Includes a printable table, reverse and flexible versions.
- ExplainerHow much should I save each month? Rules of thumb and examplesHow much should I save each month? Common rules say 10 to 20% of take-home pay. See how to set an amount by goal, with an example and low-income tips.
- How-to guideHow to save for a house deposit: a step-by-step planHow to save for a house deposit: how much you need in the Netherlands and UK, a 6-step plan, where to keep the money, and what €30,000 in 4 years takes a month.
- List25 easy ways to save money every month25 easy, practical ways to save money every month on bills, food, transport, subscriptions, shopping and banking, with realistic euro examples for each one.
- Calculator + guideHow big should an emergency fund be? (calculator)An emergency fund should cover 3 to 6 months of essential costs for most people, more if your income is irregular. Work out your own target and timeline with the free calculator.